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Privacy Policy

Your privacy matters to us at Drelvunaagency

Last updated: March 15, 2025

Information We Collect

At Drelvunaagency, we believe transparency is the foundation of trust. When you use our budget forecasting platform, we collect certain information to provide you with the best possible experience and to help you achieve your financial goals.

Personal Information

Name, email address, phone number, and postal address when you create an account or contact us.

Financial Data

Budget information, income details, and expense categories you input into our forecasting tools.

Usage Information

How you interact with our platform, features you use, and time spent on different sections.

Device Information

IP address, browser type, operating system, and device identifiers for security and optimization purposes.

Important Note

We never store your banking credentials or passwords. Our platform uses read-only connections where applicable, and all financial data is encrypted using industry-standard protocols.

How We Use Your Information

Your information helps us deliver personalized budget forecasting services and improve our platform continuously. Here's exactly how we use the data you share with us:

  • Service Delivery: Processing your financial data to generate accurate budget forecasts and recommendations tailored to your specific situation.
  • Account Management: Creating and maintaining your account, processing payments, and providing customer support when you need assistance.
  • Communication: Sending you important updates about your account, new features, and educational content about budget management.
  • Platform Improvement: Analyzing usage patterns to identify areas for improvement and develop new features that better serve our users.
  • Security: Monitoring for suspicious activity and protecting your account from unauthorized access or fraudulent behavior.
  • Legal Compliance: Meeting our obligations under South African financial regulations and international data protection laws.

We process your information based on legitimate business interests, your consent, and our legal obligations. You always have control over how your data is used, and we never sell your personal information to third parties.

Information Sharing and Disclosure

We maintain strict controls over who can access your information. Your trust is paramount, and we only share data in specific, limited circumstances:

Service Providers: We work with carefully vetted third-party providers who help us deliver our services. These include cloud hosting providers, payment processors, and email service providers. All service providers are bound by strict confidentiality agreements and can only use your data for the specific services they provide to us.

Legal Requirements: We may disclose information when required by law, such as responding to valid legal requests from government authorities or protecting our rights and property. We will always notify you of such requests unless legally prohibited from doing so.

Business Transfers: In the unlikely event that Drelvunaagency is acquired or merged with another company, your information may be transferred as part of that transaction. We will notify you of any such change and ensure your data continues to be protected under the same standards.

What We Don't Do

We never sell, rent, or lease your personal information to advertisers or marketing companies. We don't use your financial data for any purpose other than providing our budgeting services to you.

Your Rights and Choices

You have significant control over your personal information. Under South African and international privacy laws, you have several important rights:

Access Your Data

Request a copy of all personal information we hold about you. We'll provide this within 30 days of your request.

Correct Information

Update or correct any inaccurate or incomplete information in your account at any time through your dashboard.

Delete Your Data

Request deletion of your personal information, subject to legal retention requirements for financial records.

Data Portability

Export your data in a commonly used format to transfer to another service provider if you choose.

Restrict Processing

Limit how we use your information in certain circumstances, such as while we investigate a data accuracy concern.

Object to Processing

Opt out of certain types of data processing, particularly for marketing communications or automated decision-making.

To exercise any of these rights, simply contact us using the information provided at the end of this policy. We'll respond promptly and guide you through the process.

Data Security and Protection

Protecting your financial information is our top priority. We've implemented comprehensive security measures that meet and exceed industry standards:

Technical Safeguards

256-bit SSL Encryption
All data in transit is encrypted
Database Encryption
Your data is encrypted at rest
Multi-factor Authentication
Additional account protection
Regular Security Audits
Third-party security assessments
Intrusion Detection
24/7 monitoring for threats
Secure Cloud Infrastructure
Enterprise-grade hosting

Physical Security: Our data centers feature biometric access controls, 24/7 security monitoring, and redundant power systems to ensure your data is always protected and accessible.

Employee Training: All Drelvunaagency team members receive regular training on data protection best practices and are bound by strict confidentiality agreements.

Incident Response: We have detailed procedures for responding to any security incidents, including immediate notification systems and remediation protocols.

Data Retention and Deletion

We retain your information only as long as necessary to provide our services and meet legal requirements. Here's our retention schedule:

Account Information

Retained while your account is active and for 7 years after account closure to comply with financial record-keeping requirements.

Financial Data

Kept for the duration of your subscription plus 7 years for audit and compliance purposes, then securely deleted.

Usage Logs

Maintained for 2 years for security and service improvement purposes, then automatically purged.

Marketing Communications

Retained until you unsubscribe or for 3 years of inactivity, whichever comes first.

When we delete your data, we use secure deletion methods that make recovery impossible. Backups are also purged according to the same schedule.

International Data Transfers

While Drelvunaagency is based in South Africa, we may transfer your data to other countries where our service providers operate. This might include cloud storage providers or customer support services located in jurisdictions with different privacy laws.

When we transfer data internationally, we ensure appropriate safeguards are in place:

  • Adequacy Decisions: We prefer to work with providers in countries recognized as having adequate data protection standards.
  • Standard Contractual Clauses: We use EU-approved standard contractual clauses to ensure your data receives the same level of protection abroad.
  • Certification Programs: Our providers participate in recognized certification programs that demonstrate compliance with international privacy standards.
  • Regular Reviews: We continuously monitor the privacy practices of our international partners and can quickly relocate data if needed.

Children's Privacy

Drelvunaagency is designed for adults managing their personal finances. We do not knowingly collect personal information from children under 18 years of age. If you are under 18, please do not use our service or provide any personal information.

If we become aware that we have collected personal information from a child under 18, we will take immediate steps to delete that information. Parents or guardians who believe their child has provided us with personal information should contact us immediately.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you through:

  • Email notification to your registered address
  • Prominent notice on our website and platform
  • In-app notification when you next log in

We encourage you to review this policy periodically to stay informed about how we protect your information. The date at the top of this policy indicates when it was last updated.

If you disagree with any changes to this policy, you may close your account. Continued use of our services after changes become effective indicates your acceptance of the revised policy.

Privacy Questions and Concerns

If you have any questions about this privacy policy or how we handle your personal information, we're here to help.

Email: info@drelvunaagency.com

Phone: +27 12 348 1269

Address: 26a Beaconsfield Avenue, Vereeniging, 1930, South Africa

We aim to respond to all privacy inquiries within 48 hours.